Is fomo available in the US?

What works where

Feature	In the US	Outside the US
Buying and selling tokens	Yes	Yes, except the restricted places listed below
USDC deposits and withdrawals by crypto	Yes	Yes, everywhere fomo is available
Debit card and Apple Pay deposits	Where your account shows them	Varies by country; no list is published
Bank deposits (ACH)	Some accounts, from a US bank	No
Bank withdrawals	Yes, to a US bank, in the mobile app	No: withdraw as crypto instead
Perps (perpetual futures)	No for U.S. Persons	Yes, unless fomo restricts your country
Tokenized stocks (Robinhood Chain)	No	No in Canada, the UK and Switzerland; otherwise depends on your connection

Sources: fomo’s terms and help centre, read 10 November 2026. The deposit screen in the app shows the methods available to your own account, so two people in the same country can see different options.

Token trading: yes

fomo’s help centre says it “is available in most countries”, with the exceptions set out in its terms. Nothing in the terms or help centre excludes the US from the core app. In fact two features are US-only: bank withdrawals, which go to US bank accounts only through fomo’s partner Spritz, and bank deposits by ACH (a US bank transfer), which some accounts see. See how to withdraw and how to deposit.

Perps: no, and “U.S. Person” is wider than you might think

Perps are leveraged contracts on an asset’s price with no expiry date; fomo runs them on Hyperliquid. Section 10 of the terms says: “Perps functionality is not available to U.S. Persons… and may be restricted in additional jurisdictions at our sole discretion.”

A U.S. Person in fomo’s definition includes:

• anyone resident in the United States;
• any US citizen or permanent resident, even while living or travelling outside the US;
• companies, trusts and estates organized in or run from the US.

“United States” includes its territories and possessions and the District of Columbia. On top of that, by using perps you confirm you are not accessing them “from within the United States”. So a non-US resident visiting the US should not open perps while there, and a US citizen living in Europe cannot use them at all. The first perps trade asks you to tick an attestation saying you are not a U.S. Person.

Tokenized stocks: blocked in the US, Canada, the UK and Switzerland

Tokenized stocks are tokens on Robinhood Chain that represent a share. Section 11 of the terms bars U.S. Persons and anyone in the United States, plus residents of or people located in Canada, the United Kingdom or Switzerland. fomo checks your connection’s location at the moment, so the token page shows “Not available in your region” and the buttons are disabled. If someone sends you one, it is real but you may not be able to trade it from where you are.

Where fomo is not offered at all

The terms’ preamble says the services are not offered to people who reside in, are citizens of, or are located in: the Crimea, Donetsk or Luhansk regions of Ukraine, Cuba, the Democratic Republic of Congo, Syria, Iran, Libya, Myanmar (Burma), North Korea, Sudan, Venezuela or Yemen, or any other territory where sanctions or export-control laws prohibit it. fomo also reserves the right to add restrictions at any time.

About VPNs

We do not give advice on getting around these rules, and you should not try. The terms say a VPN, proxy or “false identity” used to evade restrictions is not allowed (preamble), that a U.S. Person reaching perps this way is “in material breach” (section 10), and that fomo may terminate the account without notice. There is a practical risk as well: the terms say access restrictions “may prevent you from managing or closing existing positions through Fomo”. A leveraged position you cannot close is the worst place to be.

Age

You must be at least 18 and have reached the age of majority where you live (Terms, section 1). The App Store’s 17+ rating is a content rating, not permission.

Before you start

If you are in the US, the path is the same as anywhere else for token trading: see start here. Check the costs first on fomo fees, and read is fomo legit for the risks. JomoBench is unofficial; when the terms and this page disagree, the terms win.